ORGANIZE A TEAM OF FRIENDS AND NEIGHBORS TO BUY PRODUCTS AND SERVICES IN BULK

Team buying or group buying (also known as store mobbing), is a recently developed shopping strategy originating in China. Several people - sometimes friends, but possibly strangers connected over the internet - agree to approach a vendor of a specific product in order to haggle with the proprietor as a group in order to get discounts. The entire group agrees to purchase the same item. The shoppers benefit by paying less, and the business benefits by selling multiple items at once
http://shanghaiist.com/2006/05/15/team_shopping_w.php

This web site lets users group together to buy items at volume discounts. The company was initially formed to secure volume discounts for healthcare insurance for large groups of people.
http://www.eswarm.com

ITS MOST SUCCESSFUL "SWARM" TO DATE HAS BEEN A LARGE GROUP OF PEOPLE ALL COLLUDING TO REFINANCE CREDIT CARD DEBT AT LOWER INTEREST RATES.